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ISAs explained

Everything you need to know about ISAs

Since they were introduced in 1999, Individual Savings Accounts (ISAs) have proved very popular, helping millions of people save billions of pounds in tax on their savings.

The ISA ‘wrapper’ is versatile. You can open a Cash ISA and save money, and open a Stocks & Shares ISA to shelter any gains you from your investment.

With the annual Capital Gains Tax Allowance now only ?3,000 an ISA is the tax smart way to protect any gains you make over the years.

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  • Why EQi?

    Pricing

    Put your money to work with our flexible ISA

  • EQi explains

    Types of ISA

    Get to known the main types of ISA

  • EQi explains

    Tax and ISAs

    ISAs are one of the most tax-efficient ways to invest

  • EQi explains

    How to invest in an ISA

    Make the most of your annual ?20,000 allowance

Investment Risk Warnings

The value of investments can fall as well as rise and any income from them is not guaranteed and you may get back less than you invested. Past performance is not a guide to future performance.

EQi does not provide investment advice. If you are in any doubt as to the risk or suitability of an investment or product you should seek advice from an independent financial adviser.

The extent and value of any ISA tax advantages or benefits will vary according to the individual's circumstances. The levels and bases of taxation may also change.

The ISA factor

How a flexible ISA can work for you

A stocks and shares ISA allows you to invest up to ?20,000 per year and any gains are tax-free. Plus we are one of the few providers to offer a flexible ISA.

It means that with an EQI ISA, you have the freedom to withdraw money, and pay it back in the same tax year, without it counting against your annual ?20,000 allowance.

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Three simple ways to start investing in your future


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